Homeowners insurance also Covers Four More Things: I. Your outbuildings, landscaping, and hardscaping. If you have outbuildings (like a barn), landscaping, or hardscaping (like fences), your homeowner’s policy most likely covers those for up to 10% of your policy amount (5% for plants). For example, if you have $100,000 in homeowners insurance and someone drivesContinue reading “ARE YOU COVERED?”

Black families pay significantly higher property taxes than white families, new analysis shows

Unfair property assessments lead to widespread over-taxation of black Americans’ homes A national reckoning with racism, combined with the economic damage wrought by the pandemic, is prompting some state and local officials to take a closer look at an issue that has long bedeviled Black homeowners: inflated property tax assessments. For decades, white tax assessorsContinue reading “Black families pay significantly higher property taxes than white families, new analysis shows”

Tesla overtakes Exxon’s market value in symbolic energy shift away from fossil fuels

Tesla is now at US $201 billion in market capitalization, with Exxon at US $185 billion Tesla Inc.’s market value has surpassed Exxon Mobil Corp.’s in a sign that investors are increasingly betting on a global energy transition away from fossil fuels. Elon Musk’s Tesla, now at US$201 billion in market capitalization, is surging onContinue reading “Tesla overtakes Exxon’s market value in symbolic energy shift away from fossil fuels”

Dealing with Debt

Managing Debt Choosing a Credit Counselor If you’re considering using the services of a credit counseling organization, here’s what you can expect. Coping with Debt When it comes to dealing with debt, you have options. Find out what you can do, and get tips for avoiding scams. Filing for Bankruptcy: What to Know U.S. bankruptcyContinue reading “Dealing with Debt”

Apple to shut seven retail stores in Houston again as COVID-19 cases jump | Financial Post

Apple Inc is set to shut seven of its retail locations in Houston, Texas again due to an increase in the number of novel coronavirus cases in the United States, the company said Wednesday. — Read on

Apple’s Diversity Chief Leaves as Companies Vow to Tackle Racism

(Bloomberg) — Apple Inc.’s head of diversity and inclusion Christie Smith is leaving the iPhone company, according to people familiar with the matter.Last week, Chief Executive Officer Tim Cook said Apple is launching a $100 million Racial Equity and Justice Initiative, adding to the company’s response to the police killing of George Floyd last month.Continue reading “Apple’s Diversity Chief Leaves as Companies Vow to Tackle Racism”

How Is Credit Card Interest Calculated?

The interest you pay depends on your APR and your balance; avoid interest entirely by paying your bill in full.Melissa LambarenaMay 18, 2020 If your credit card has an annual percentage rate of, say, 18%, that doesn’t mean you get charged 18% interest once a year. Depending on how you manage your account, your effective interest rate could be higher,Continue reading “How Is Credit Card Interest Calculated?”

Housing Choice Voucher Program (Section 8)

Because All Americans Deserve Shelter!!! ProgramDescription The housing choice voucher program provides assistance to very low-income families to afford decent, safe, and sanitary housing. Housing can include single-family homes, townhouses and apartments and is not limited to units located in subsidized housing projects. Housing choice vouchers are administered locally by Public Housing Agencies (PHAs). AContinue reading “Housing Choice Voucher Program (Section 8)”