Can the Banks Come After Me for Money If I File for Foreclosure?

ByMack Mitzsheva Defaulting on a home loan can have major financial consequences for the borrower. One form of default occurs when you don’t make your mortgage payments. When this occurs, the bank may decide to pursue a foreclosure on the property. Depending upon the state, the bank may be able to come after you forContinue reading “Can the Banks Come After Me for Money If I File for Foreclosure?”

Does the Home Inspection Happen Before or After the Offer?

By Brandon Cornett | December 10, 2019 | © HBI, all rights reserved Reader question: “We will be purchasing our first home in early 2020. My question has to do with the home inspection and offer process, and the timing of those two things. Does the home inspection usually happen before or after the offer isContinue reading “Does the Home Inspection Happen Before or After the Offer?”

How To Actually Teach Your Kid The Value Of Money

Raising a financially literate child doesn’t have to be difficult.By Taylor Pittman In a world of credit cards, online banking, tax codes, investments and retirement plans, keeping up with money can be tough for adults, and even more so for kids. So, for the many parents who want to teach their kid economic ideas and prepareContinue reading “How To Actually Teach Your Kid The Value Of Money”

Who’s Ready for Big Social Security Changes in 2021?

The pocketbooks of working Americans and retirees could be directly affected by these changes. Sean Williams(TMFUltraLong) The New Year may bring with it big changes. Promising late-stage coronavirus disease 2019 (COVID-19) vaccine results may soon end the pandemic. Meanwhile, President-elect Joe Biden’s inauguration on Jan. 20, 2021, will usher in a new era for politicsContinue reading “Who’s Ready for Big Social Security Changes in 2021?”

Opportunity Zones 101

Q: What are Opportunity Zones? A: Opportunity Zones are economically-distressed communities, designated by states and territories and certified by the U.S. Treasury Department, in which certain types of investments may be eligible for preferential tax treatment. The tax incentive is designed to spur economic development and job creation in distressed communities by providing these tax benefits to investors. Continue reading “Opportunity Zones 101”

Expiration of state eviction protections led to 434,000 extra COVID-19 cases, study finds

Dhara Singh·ReporterDecember 1, 2020·4 min read The expiration of state eviction protections led to 433,700 additional coronavirus cases and 10,700 excess deaths from March to September, according to a new study. “We expected there to be a relationship between moratoriums lifting and COVID-19 outcomes,” said Kathryn Leifheit, an epidemiologist who was a lead researcher onContinue reading “Expiration of state eviction protections led to 434,000 extra COVID-19 cases, study finds”

Estate Planning: A 7-Step Checklist of the Basics

Here’s what estate planning is and 7 things you can do to get started. KAY BELLNov. 14, 2020Estate Planning, Income Taxes, Investing, Personal Taxes, Taxes Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However,Continue reading “Estate Planning: A 7-Step Checklist of the Basics”

Land Patent?

Types of Land Patents Cash Entry: An entry that covered public lands for which the individual paid cash or its equivalent. Credits: These patents were issued to anyone who either paid by cash at the time of sale and received a discount; or paid by credit in installments over a four-year period. If full paymentContinue reading “Land Patent?”

‘What Realtors did was an outrage’: National association apologizes for role in housing racial discrimination

Nov. 19, 2020 at 2:10 pm Updated Nov. 20, 2020 at 4:47 pm By JOHN GITTELSOHNBloomberg The real estate industry contributed to racial inequality and segregation in housing, an “outrage” that merits a historic apology, the incoming president of the National Association of Realtors (NAR) said. “What Realtors did was an outrage to our morals and ourContinue reading “‘What Realtors did was an outrage’: National association apologizes for role in housing racial discrimination”