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IT’S A NUMBERS GAME !!!

What is debt? What is credit? Let’s keep it simple. credit is how much you can borrow. Debt is the payback ratio. basically there are two kinds of debt; managed and unmanaged. Managed debt is good for building credit; it is the consistency of paying over time that lenders look for. Word of caution keepContinue reading “IT’S A NUMBERS GAME !!!”

IT’S A NUMBERS GAME !!!

A real estate student knows the dangers of lead base paint, and pipes. so are we to believe the state of Michigan was unaware of the contamination, and whose next. Housing and Urban Development (HUD) has required a Lead base Paint Addendum (LBPA) on pre-1978 homes. Here is HUD’s latest remedy. What do you think?Continue reading “IT’S A NUMBERS GAME !!!”

IT’S A NUMBERS GAME !!!

Need financing for your business? have you thought about…

IT’S A NUMBERS GAME!!!

It seems as though two can play the game better than one, or at least out of the gates. Nar’s recent survey indicated that 27% of first time home buyers were married with kids, 36 years of age, and a combine income of 100k. Next unsuspected and trailing by 9 years …the single male makingContinue reading “IT’S A NUMBERS GAME!!!”

IT’S A NUMBERS GAME

Vol: 15 edition xi Do You Tip?Continue reading “IT’S A NUMBERS GAME”

It’s A NUMBERS GAME!!!

What Happens to a Reverse Mortgage After Death or When a Reverse Mortgage Becomes Due? It’s well-known that many Americans (more than half, actually) are far from prepared for retirement. So to fill gaps in their retirement income, some are finding that reverse mortgages can fit into their financial planning. But, like anyContinue reading “It’s A NUMBERS GAME!!!”

IT’S A NUMBERS GAME!!!

Focus on the lower price tier of the housing market…

IT’S A NUMBERS GAME!!!

Vol 15 edition ix There is one constant that you can be sure of and that is change. Most people in this business are bracing to see how the replacement of the HUD -1 with the Consumer Financial Protection Bureau’s (CFPB) new condense form of two page from four pages. The Loan Estimate and ClosingContinue reading “IT’S A NUMBERS GAME!!!”

IT’S A NUMBERS GAME!

08/04/2015 vol15 # VI One could easily argue that the Brain is the most important part of the body, maybe that’s why it’s on top. The brain does all the thinking and instructing the other parts of the body….Kind of like a roof. The roof protects the structure in much the same way. It allows forContinue reading “IT’S A NUMBERS GAME!”

It’s A Numbers Game!!!

06/04/2015 Volume 15 edition V I pledge allegiance to the Democracy; I mean Republic; you may want to check with Mr. Webster for the meaning of Republic. According to some economist, it would take a renter earning at least $19.35 per hour to afford a two bedroom apt. in SAN FRANCISCO working full time. Hawaii $31.61Continue reading “It’s A Numbers Game!!!”